Loan kb milta hai in hindi

 Bhai, 20 saal se kam umar me bina collateral aur kam interest pe personal loan milna thoda mushkil hai, kyunki zyadatar lenders minimum age 21 ya 23 saal rakhte hain aur credit history bhi dekhte hain. Phir bhi, kuch options try kar sakta hai:

1. Slice

Eligibility: 18+ years

Loan Type: BNPL (Buy Now, Pay Later) aur personal loan

Interest: 12-15% tak ho sakta hai

Requirement: PAN card, Aadhaar, bank statement

2. KreditBee

Eligibility: 18+ years

Loan Amount: ₹1,000 se ₹2 lakh tak

Interest: 15-24% (credit score pe depend karta hai)

Requirement: Bank account, PAN, Aadhaar

3. mPokket (Students ke liye best)

Eligibility: 18+ students & working professionals

Loan Amount: ₹500 se ₹45,000 tak

Interest: High hota hai (30-40% annual)

Requirement: Student ID, PAN, bank details

Agar interest rate kam chahiye to family ya kisi reliable person ke naam pe loan lene ka soch sakta hai jinki age 21+ ho aur accha credit score ho. Credit card ka EMI option bhi consider kar sakta hai agar future me repayment manage kar sakta hai.

Koi bhi loan lene se pehle terms aur processing fees check kar le, warna hidden charges me problem ho sakti hai.